Choosing a POS Credit Card Terminal That Meets Your Needs

Do you dread the prospect of choosing the right point-of-sale (POS) credit card machine for your business? That’s understandable, given the wide selection of terminals on the market and the various features they offer. Let USB Payment Processing provide some guidance!

For face-to-face (card present) sales in a traditional retail setting, POS terminals are the recommended solution for all your payment card, electronic benefits transfer (EBT), and gift and loyalty card processing needs. These machines allow the merchant or customer to swipe or dip a payment card to complete a sale. The terminal connects an IP connection or wirelessly to the merchant's payment processor, who handles the rest of the transaction.

Regardless of manufacturer, modern credit card machines offer a broad range of features. Some are pretty basic and others rely on more advanced technology. Consider your actual processing requirements when selecting a terminal. Depending on your situation, you may not need all the bells and whistles available. Choosing a simpler model may be a more cost-effective option. On the other hand, if you prefer to plan for the future, you may want a terminal allows you to grow your business without having to buy new equipment.

If you haven't shopped for a terminal recently, you may be surprised by some of the features that are now commonplace, including:

  • an integrated PIN pad for processing debit cards
  • a chip card reader
  • contactless/NFC (near field communication) support
  • support for multiple applications
  • support for multiple merchants
  • value-added services, including check and gift card processing
  • a built-in printer
  • add-on gratuity capability

Remember, as new payment options like digital wallets become more popular with consumers, you’ll want to stay well ahead of your competition with a terminal that can handle them.

Today's terminals are easier to use than ever. They deliver speed, versatility, security and fraud prevention, multiple payment options and reliability—all in one small package. And when you team up with trusted payment processor USB Payment Processing, rely on our decades of industry experience to choose the best terminal option for your business needs.

Call us today to explore your options: 410-828-4286.