USB Payment Processing partners with financial institutions to offer credit card processing services for existing and potential clients and members. Customers benefit from fast, reliable credit card processing with 24/7 local customer service, while our banking partners benefit through an added revenue stream and a dedicated partner who shares the same values of local, personal service.
By partnering with USB, financial institutions can provide clients with a complete range of payment card processing services, including:
Credit, debit, fleet, and EBT card processing
Electronic check service
Wireless, internet, mobile and dial up processing
Electronic gift cards
24/7 in-house customer service
Next-day funding availability
The USB Payment Processing merchant services program not only makes your job easier, but also offers your customer one source for all of their banking and payment processing needs while saving them money in the process. You will have a happy customer with USB’S in-house customer service, available 24/7, 365 days a year. When your customer calls USB they get a real person directly on the line to speak with them – a rarity these days!
USB understands that payment processing can be one of the top expenses for most businesses. Through our years of experience working with companies and financial institutions, we know how to structure a program that provides each merchant with the lowest possible rates – potentially saving hundreds, or even thousands of dollars in processing fees.
USB offers your customers comprehensive solutions including terminal applications, payment gateways, mobile technology, and software or hardware solutions for payment processing. USB can help integrate their existing software or web sites with our processing networks.
USB partners can implement or expand a complete merchant services program, allowing our partners to develop an ongoing and increasing residual income stream with minimal risk or expense. As your partner, you can expect USB to be actively involved in creating, administering, and servicing your program.
USB will handle the boarding, installation, and continued maintenance and customer service of the account. USB manages all of the details while you enjoy the benefits including:
- A comprehensive merchant program capable of processing credit, debit and all major card types
- Monthly recurring revenue
- Assistance with sales and marketing efforts
- No liability or risk
- Competitive pricing allowing you to attract new clients
- Strengthened banking relationships
- Assistance in managing account relationships
- Value-added service for customer acquisition and retention
Partnering with USB will also assist you in attracting new business clients. Merchant services is an easy, no cost lead-in to gain new customers and to help you grow your account base. As your partner, USB will assist in sales efforts to existing and potential customers to help grow your business.
The best solutions are often the most simple. By partnering with USB you will never have to deal with time-consuming problems like software or hardware integration, security, telephone or communication lines, and the constant changes in payment industry practices. You will be able to focus your time and energy on finding new customers. With USB as your partner, that job will be easier. We provide co-branded marketing materials to you at no cost and work with your staff to ensure it meets your company standards
As your dedicated partner, USB understands that this is a program to benefit your clients. USB works with you to develop and implement a marketing plan and to administer the program to your clients. Your employees simply offer a free analysis of credit card processing fees to your commercial and small business customers, and refer the interested prospects to USB. You receive an additional, ongoing revenue stream from each new account sold. As your partner, USB handles sales, implementation, training and ongoing support for the life of the account.
Performance and Accountability
USB provides access to reporting which provides full tracking and reporting on both new applicants and existing accounts, as well as performance of bank referrals by branch and by employee.
Available information includes:
- Application status
- Referral status
- Merchant processing statistics
- PCI compliance status
- Commission tracking
- Merchant financial performance reporting
Getting started with USB
USB’s partnership program is a win-win for you and your customers. They benefit from lower costs and great service, and you benefit from an additional revenue stream and improved customer acquisition and retention. If your Financial Institution already has a merchant services program in place, but would like information on how USB can improve the financial performance of your merchant account portfolio, we can help.
Let’s discuss how a partnership with USB can benefit you. To get started, call us at 410-828-4286, or fill out the form below: